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Legal AI Software Market Driven by Demand for Immersive Technologies Across Industries 11-22-2024 07:26 PM CET | Advertising, Media Consulting, Marketing Research Press release from: Verified Industry Insights Legal AI Software Market Global Legal AI Software Market Impact of AI and Automation The legal AI software market is experiencing substantial growth, driven by the increasing demand for efficiency and cost-effectiveness in the legal industry. Law firms and corporate legal departments are adopting AI-powered tools to automate repetitive tasks, such as document review, contract analysis, and legal research. These technologies significantly reduce time and human error, enabling legal professionals to focus on more strategic tasks. The rise of data-driven decision-making and the growing importance of compliance and risk management are further boosting the market. As AI tools continue to evolve, offering advanced capabilities like predictive analytics and natural language processing, their adoption is expected to grow, transforming how legal services are delivered and enhancing productivity across the industry. The dynamics of the legal AI software market are shaped by several factors, including technological advancements, regulatory changes, and shifting client expectations. The continuous development of AI algorithms, particularly in machine learning and natural language processing, enhances the software's ability to analyze and interpret complex legal data. Increasing pressure on law firms to reduce costs and improve efficiency is driving the adoption of these solutions. However, challenges such as data privacy concerns, regulatory compliance, and the need for seamless integration with existing systems can impact the market's growth. As AI solutions become more sophisticated, competition among providers intensifies, driving innovation and shaping the evolving landscape of legal services. Additionally, the demand for customized solutions tailored to specific legal sectors is creating new opportunities in the market. In 2023, the size of the Legal AI Software Industry was valued at $1.2 billion and is anticipated to reach $8.5 billion by 2033, expanding at a 22.5% CAGR between 2024 and 2033. The report encompasses multiple segments and provides an analysis of significant trends and factors impacting the market.. The growth is being attributed to increasing demand in different sectors, Legal AI Software technological advancement, and changing habits of consumers and industry towards sustainable and efficient technologies. Request PDF Sample Copy of Report: (Including Full TOC, List of Tables & Figures, Chart)@ https://www.verifiedindustryinsights.com/download-sample/1381912/?utm_source=OpenPr&utm_medium=047 Key Players in the Legal AI Software Industry LegalZoom Kira Systems Everlaw Luminance Ravel Law LexisNexis Clio Thomson Reuters iManage Onna CaseText Global Legal AI Software Market Segmentation: Legal AI Software Industry by Document Automation Contract Review Legal Research E-Discovery Compliance Management Case Management Legal AI Software Industry by Legal Analytics Predictive Analytics Performance Analytics Risk Assessment Market Analysis Litigation Analytics Legal AI Software Industry by Contract Lifecycle Management Contract Creation Contract Negotiation Contract Execution Contract Compliance Contract Renewal Legal AI Software Industry by Intelligent Legal Assistants Chatbots Virtual Assistants Knowledge Management Systems Client Interaction Tools Task Automation Legal AI Software Industry by E-Discovery Solutions Data Collection Data Processing Document Review Production Data Hosting Market Segmentation Dynamics of Legal AI Software Market: The global Legal AI Software market comprises numerous types, each targeting specific market demands. More types that are familiar to the customers are, hardware, software and service based solutions. Hardware solutions comprise tangible goods that include sensors, devices and components for power applications. Software solutions aid in improving functions by automating systems, analyzing data and integrating artificial intelligence to make systems more functional and efficient. Service based offering include providing support, running maintenance and offering consultancy services to ensure that Legal AI Software systems are able to operate optimally and provide satisfactory value over time. All these segments combine to satisfy customer needs with these different types of helping in growth of global Legal AI Software market. Global Usage of Legal AI Software: Businesses, consumers, and governmental bodies use the Legal AI Software resources within the respective jurisdictions. Legal AI Software products are incorporated into businesses operating in manufacturing, retail, healthcare, and other industries to increase efficiency, reduce costs, and boost performance. The consumers' needs are evolving due to changing lifestyles, new technologies, and growing demand for easy solutions. At the same time, Legal AI Software are employed by the governments to sustain the public order, construct and develop infrastructure, and provide better services. Different end-user groups use products for different purposes which determine the development of products and trends in the market. Firms which are able to meet the diverse demands of the end-users stand a good chance to prosper in the competitive landscape of the Legal AI Software sector. Global Market by Region: North America Europe Asia-Pacific Latin America Middle East & Africa The Legal AI Software market at the global level depicts notable regional differences wherein North America, Europe, Asia-Pacific, Latin America, and the Middle East and Africa all to overall growth. North America has the highest level of technology use and is continually supported by the demands of healthcare, automotive and industrial. Europe has inbuilt objectives of sustainability, compliance with regulations and advances in automotive and energy industries. Asia-Pacific is projected to be the fastest region driven mainly by industrialization, middle class growth and technology investment. Latin America and the Middle East and Africa are considered as new markets with potential growth for infrastructures and adoption of technology. It is essential to appreciate these regional aspects and their interrelations in order to formulate appropriate growth strategies for the Legal AI Software market. Receive a Discount By Purchasing This Report @ https://www.verifiedindustryinsights.com/ask-for-discount/1381912/?utm_source=OpenPr&utm_medium=047 Frequently Asked Questions (FAQ) on the Global Legal AI Software Market promotion Q. What is the growth forecast of the global Legal AI Software market? A. In 2023, the size of the Legal AI Software Industry was valued at $1.2 billion and is anticipated to reach $8.5 billion by 2033, expanding at a 22.5% CAGR between 2024 and 2033. The report encompasses multiple segments and provides an analysis of significant trends and factors impacting the market.. It is obvious that demand for Legal AI Software products will grow in the future as global markets expand. Factors such as rising consumer demand, technological advancements, and increasing industrial applications are fueling the market's expansion. As businesses and industries seek out possible advancement in operational efficiency and customized goods, the market's stable CAGR is expected to be witnessed. Q. Which regions have been influential in creating the need for Legal AI Software in the countries that they operate in? A. Legal AI Software's growth in volume has been derived mainly from Asia-Pacific primarily due to - accelerated industrial growth, urban expansion, and technological enhancement. This is closely followed by North America which will primarily be driven by technology enhancement and high consumption. Europe also remains a key market contributing towards Legal AI Software demand fueled by the increasing trend towards innovative solutions sustainability. South America and Middle eastern and African regions too are increasingly becoming targets with awakening demand from infrastructures development and expanding industries. Q: What are the primary forces impacting the global Legal AI Software industry? A: The expansion of the global Legal AI Software market is mainly determined by technical advancement, transformation of customer requirements, and the growing requirement for efficiency across different regions. The infusion of advanced technologies like AI, automation, and IoT is improving the capability of products and creating new opportunities. Also, the trend towards greener approaches, the accompanying regulatory environment, and the rising adoption of Legal AI Software in the developing economies are some major trends that are expected to influence the market. Q: Who dominates the global Legal AI Software market? A: The global Legal AI Software marketplace has matured companies as well as new innovators. The best companies have established excellence in marketing, have a wide range of products and are innovative. These companies are focused on upgrading their products and services, increasing their research and development activities as well as branching out into other core areas for regulatory advantages. Mergers and acquisitions are also part of the strategies that the top players deploy to ensure their success in the market. Q: In what manner are technologies supporting the growth of Legal AI Software industry? A: Technology is revolutionizing the global Legal AI Software industry by enhancing the features of products, increasing the efficiency of operations and creating new market opportunities. With the use of advanced technologies like AI, machine learning, automation, the production processes are being made more efficient, costs are being lowered and quality is increasing. The Internet of Things (IoT) also adds to the functionality and connectivity of products, resulting in more value for customers. There is also the emergence of digital transformation and data analytics enabling the businesses to understand their customers more comprehensively and thereby adjust their offers and marketing. Technology is enabling organizations to develop faster and better address the challenges in the market that is perpetually changing. 🔍 For More Information or Query, Visit @ https://www.verifiedindustryinsights.com/report/global-legal-ai-software-industry/?utm_source=OpenPr&utm_medium=047 Categorized Information Technology and Telecom: Software and Services The Global Legal AI Software Market which is within the scope of Information Technology and Telecom and further divided into specific structures under Software and Services has been growing tremendously with the increase in demand for new solutions and improvements. This market contains a large portfolio of applications and products to serve the various demands in the industry. With companies increasing the need to be efficient and productive, global Legal AI Software Market has the potential to grow even further with a healthy outflow of money towards R&D. In addition, the increased demand for sustainability and regulatory measures are also altering the change in focus for the firms, encouraging them to develop green solutions. However, perhaps the most exciting development has been the emergence of a large number of new market participants, as well as existing ones who have an established presence in the industry. The market seems to have plenty of opportunities that stoke the growth and trends well enough to cater to the demand. 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https://www.verifiedindustryinsights.com/report/global-plant-based-dairy-alternative-industry/ Chartered Financial Analyst (CFA) Courses Market Size And Forecast: https://www.verifiedindustryinsights.com/report/global-chartered-financial-analyst-cfa-courses-industry/ Trust And Corporate Service Market Size And Forecast: https://www.verifiedindustryinsights.com/report/global-trust-and-corporate-service-industry/ Embedded Software For Automotive Market Size And Forecast: https://www.verifiedindustryinsights.com/report/global-embedded-software-for-automotive-industry/ Thin Film Transistor Lcd Market Size And Forecast: https://www.verifiedindustryinsights.com/report/global-thin-film-transistor-lcd-industry/ Microvascular Anastomotic Coupler Devices Market Size And Forecast: https://www.verifiedindustryinsights.com/report/global-microvascular-anastomotic-coupler-devices-industry/ Flexitanks Market Size And Forecast: https://www.verifiedindustryinsights.com/report/global-flexitanks-industry/ Adventure Sports Equipment Market Size And Forecast: https://www.verifiedindustryinsights.com/report/adventure-sports-equipment-industry/ Our Company Profile: Verified Industry Insights Verified Industry Insights caters especially to the needs of its clients ensuring that the information passed to each client is sensible and pragmatic. Our primary cause is to enhance our clients through the delivery of a wide range of analytical research modalities that assist with strategic decision making as well as enhancing sustainable development to those clients. Since our establishment, we have experienced analysts and subject matter experts (SMEs) whose responsibilities include analyzing the market trends and competitive forces. In any and all research endeavors, when clients' needs come first, we strive to employ best practices in the industry while constantly being innovative and bold. We work with sectors such as health care, technology, finance, manufacturing and energy and customise our reports per sector. All in all, the aim of Verified Industry Insights is to aid organizations fuse through complex networks or landscapes in business and attain their goals or targeted objectives. Get in Touch with Us Mr. Edwyne Fernandes Verified Industry Insights Tel: +1 743 222 5439 This release was published on openPR.
Offering a unique take on web search, Perplexity has been a hit among its users (and a bane to its sources) since its debut last year . It’s certainly become one of the most popular new AI tools to check out, perhaps second only to ChatGPT itself, which it’s powered by. Here’s how the generative AI “answer engine” works and how to get started on using it. What is Perplexity AI? Perplexity is an AI search engine that scrapes information from the web and synthesizes answers to a user’s query though a chatbot interface. You can ask it just about any question, and it will respond with cited information via a conversational reply. It differs from traditional search engines like Google in that it doesn’t simply provide you a list of sites where you can find the information you’re searching for. Rather, it scrapes those sites and provides said information directly. And, unlike traditional chatbots, Perplexity doesn’t have a knowledge cutoff date, so the information it provides is always up-to-date. However, it is limited by the information in its search results. If the sites it’s pulling data from are not reliable sources, then the answers that Perplexity provides May not be entirely accurate. In October 2024, Perplexity released a pair of new features to improve its functionality: Internal Knowledge Search and Spaces . Internal Knowledge Search enables the AI to search the personal files of users and organizations in addition to the web to peovide more accurate and tailored responses. Spaces, on the other hand, operates as a collaboration hub (much like Anthropic’s Artifacts or ChatGPT’s Canvas) that allows the user to see a preview of the code or content that’s being generated in a window that’s separate from the chat itself. The company announced in November 2024 , that it has begun experimenting with integrating “sponsored follow-up questions and paid media positioned to the side of an answer.” The company has also introduced a shopping tool that it describes as a “one-stop solution where you can research and purchase products.” Perplexity’s format has spawned a copy from rival ChatGPT as well. Released in October 2024, ChatGPT Search does exactly what Perplexity does ; it pulls information from the wider internet and uses it to generate an up-to-date conversational answer to the user’s question. Perplexity AI available through the Perplexity website and the Mac desktop , as well as on iOS and Android . When was Perplexity released? Perplexity the company was founded in August 2022 by Aravind Srinivas (CEO), Denis Yarats (chief technology officer), and Andy Konwinski. That December, the company announced its first commercial product, Perplexity Ask. The following January, Perplexity released new features for Ask, including up-to-date sourcing in its replies and the ability for the user to ask follow-up questions. On Februrary 8, 2023, the company rebranded its chatbot system to just, “Perplexity” and released a Chrome extension of the same name. By March 2023, the company boasted 2 million monthly active users. That figure, as of October 2004, is up to around 15 million monthly actives . Getting started with Perplexity If you want to try Perplexity for yourself, head over to perplexity.ai/ . You can play around with the AI for free and without needing to sign in. However, if you want to save your chat search history for future reference, you’ll need to sign up for a free account. Just click the Sign Up button in the lower-left corner of the screen, link either your Google or Apple account (or use a single sign-on with your company email account), and away you go. On your first login, you’ll need to scroll through the site’s introductory screens, which go over the basics of the AI and also shows ads for its Pro service and mobile apps. On the left-hand navigation bar, you can choose between the home tab, which is where you can chat with the AI directly; the Discover tab that rounds up news stories for you to peruse; Spaces, which allows you to upload your documents and set behavioral instructions for the AI to follow; and Library, where you can manage your threads (“a full back-and-forth conversation with Perplexity” that “includes your initial question, any follow-up queries, and all of Perplexity’s responses,” per the company ). The focus menu under the prompt window enables you to dictate where the AI searches for its information, whether that’s the wider web, academic publications, or video and social media sites. There’s also an option for math-specific questions and text-generation requests. The attach button to the right of the focus menu does what it says it does and allows you to upload files and PDFs to augment your prompt. Just note that free tier users are limited to three file uploads per day. The Pro search toggle allows you to run up to three Pro searches per day that dig through twice the number of websites that regular “quick” searches do. What is Perplexity Pro? Perplexity Pro is the premium subscription tier of the AI. It costs $20 per month (which is in line with the rest of the industry) and offers unlimited quick searches and 300 Pro searches per day; your choice of foundational model including GPT-4o, Claude-3, and Sonar Large (LLama 3.1); unlimited file uploads; access to image generators like Playground AI, DALL-E, and SDXL for data visualizations; and a $5 monthly API credit. Perplexity controversies Perplexity’s data-scraping practices has not made it any friends among the websites and publications it cites. In 2024 alone, the AI startup has been accused of “willful infringement” by Forbes’ Chief Content Officer Randall Lane, and has been sent cease-and-desist orders from both Conde Nast and the The New York Times . The company is also currently being sued by NewsCorp over allegations that Perplexity has committed copyright infringement on a “massive scale.”Jean-Philippe Mateta struck in the second half with the only real piece of quality in a nervy encounter between two struggling teams. It is now two wins and three draws from the last six matches for Glasner’s side, whose winter revival is gathering pace nicely following a sticky start to the campaign. “I feel very happy, we’re all very pleased with the result, it was not the best performance but the result was more important,” said the Eagles boss. “Most of the time we controlled the game and we scored an amazing goal, a fantastic finish from JP. “We had more chances to decide the game but we couldn’t, but I think the win was well deserved. “We didn’t give them any chances from open play and with a clean sheet you can always take the win. “It’s a big win. Now it’s not time to sit back and relax but to keep going. In four days we face Manchester City. We stay humble. There are still many things to improve but we are on the right path.” Ipswich looked the likelier to score as a low-key first half drew to a close and were denied by a point-blank save by Dean Henderson from Harry Clarke’s near-post header. Shortly after the interval Wes Burns got clear down the right and lifted an inviting cross towards Liam Delap, whose header was straight at Henderson. However, from out of nowhere Palace conjured up a lightning counter-attack to go ahead on the hour. Eberechi Eze led the charge before feeding Mateta, who surged forward with a couple of stepovers before brushing off the attention of Jacob Greaves and finishing superbly past Arijanet Muric. It was the French forward’s sixth goal of the season, and his first away from Selhurst Park. Back came Ipswich with Leif Davis fizzing in another cross for Delap, who somehow mistimed his jump and completely missed the ball from six yards. As time ticked down Greaves looped a header against the far post, with the rebound just eluding substitute Ali-Al Hamadi. “Frustrating night,” said Town boss Kieran McKenna. “It was a tight first half, we weren’t fantastic in terms of the flow of the game and didn’t create as many opportunities as we wanted. But having said that neither did our opponents. “In the second half we conceded a really poor goal and that proved decisive. We can do better than we did tonight.”
A video currently circulating on social media shows at least two men watching as another man allegedly drowns a horse. The video begins with a man riding atop a horse and going into a river. He is seen getting off the horse and seemingly fighting with the horse. The next clip shows the horse floating on its side and appeared to be dead. At least one person in the video is pictured grinning. The incident reportedly occurred in Powell County. The video appeared to be taken during the summer as one shirtless man has an obvious sunburn, according to the video. In a phone interview, Powell County Sheriff Gavin Roselles said his office was notified Thursday afternoon of the circulated video. “My office began an investigation at that time,” said Sheriff Roselles. The alleged incident did occur in Powell County, the sheriff said, and the people in the video have been identified. The case is under further investigation. According to the Montana Legislature, a person convicted of cruelty to animals could be fined up to $1,000 or receive a one-year sentence in the county jail, or both. If the incident is deemed aggravated animal cruelty, a person could be fined up to $2,500 and receive a prison term not to exceed two years, or both. Facebook screenshot of a video of what authorities are calling an intentional horse drowning. Subscribe to our Daily Headlines newsletter. Reporter {{description}} Email notifications are only sent once a day, and only if there are new matching items.Ojufo emerges winner at 2024 Tiger Golf ChampionshipPresident Biden’s decision to renege on his pledge not to pardon his prodigal son’s crimes has consequences for the American justice system. Ironically, it also may diminish resistance to President-elect Trump pardoning members of the mob that stormed the Capitol nearly four years ago in an effort to overturn Biden’s 2020 election victory. The two situations are not equivalent, of course. Still, they both tear at the heart of America’s scruples. More than 1,100 Trump supporters got convicted of participating in the siege that sent a joint session of Congress into hiding, injured scores of police officers and left the Capitol in a shambles. Several defendants received probation for misdemeanor charges of entering the Capitol with the mob. But more than 600 were imprisoned from one month to up to 22 years on felony charges of destroying property, assault and battery or encouraging the attack. Trump described them as “political prisoners” and “patriots,” promising to pardon them if elected president again. He said recently he will decide their pardons on a case-by-case basis. A song titled “Justice for All” described their fate. Created and posted often on social media by a group of Jan. 6 defendants (“J6 Choir”) locked in a Washington, D.C. jail block, the song’s popularity drew sympathizers across the country. It briefly made music’s top hits list. Democrats and legal experts denounce Tump’s plan to pardon Jan. 6 defendants as victims of misguided justice. The objection is somewhat hypocritical in the aftermath of Biden pardoning son Hunter. He was convicted of lying on a gun license application and income tax evasion. What devastates the rule of law is Biden’s broken pledge to let his son face the consequences of his felony crimes, including possible prison time. His stunning turnaround occurred, he said, because his son was a victim of a Justice Department political prosecution. That’s the exact reason Trump advances for his intent to pardon some, if not all, the Jan. 6 defendants. He also claims that’s why he was prosecuted and convicted of 34 felonies in his hush money trial as well as charges pending in his other legal cases. Oddly, it seems Biden and Trump agree the Justice Department has been weaponized for political means. Trump says when he returns to office he will rid the department, including its FBI office, of what he calls partisan hacks bent on destroying the country. They will, of course, be replaced by diehard loyalists committed to his America First agenda. Democrats can hardly object. Their president of the last four years has damned the Justice Department and demoralized its employees for his own sake. And just two months before departing the White House. Listen to his attempt to rationalize the decision to pardon his son when he said repeatedly he would not. “For my entire career I have followed a simple principle: just tell the American people the truth. They will be fair-minded,” Biden said in a statement. “Here’s the truth: I believe in the justice system, but as I have wrestled with this, I also believe raw politics has infected the process and it led to a miscarriage of justice (of his son).” Biden asked Americans to understand “why a father and a president would come to this decision.” Many will not. Sure, other presidents, including Trump in his first term, granted pardons to family and friends for alleged criminal behavior. In most of these cases, the persons pardoned felt the outcome of their sentences, including prison time. Biden’s rollback of his no pardon pledge — just two weeks before his son’s sentencing — disregarded the legal standard that no person is above the law; that everyone is treated equally no matter their station in life. Sadly, Biden’s decision of defiance comes at a time when the justice system’s moral fiber is fraying.WASHINGTON — Treasury Secretary Janet Yellen said her agency will need to start taking “extraordinary measures,” or special accounting maneuvers intended to prevent the nation from hitting the debt ceiling , as early as January 14, in a letter sent to congressional leaders Friday afternoon. "Treasury expects to hit the statutory debt ceiling between January 14 and January 23," she wrote in a letter addressed to House and Senate leadership, at which point extraordinary measures would be used to prevent the government from breaching the nation's debt ceiling — which was suspended until Jan. 1, 2025. The department in the past deployed what are known as “extraordinary measures” or accounting maneuvers to keep the government operating. Once those measures run out, the government risks defaulting on its debt unless lawmakers and the president agree to lift the limit on the U.S. government’s ability to borrow. "I respectfully urge Congress to act to protect the full faith and credit of the United States," Yellen said. FILE - U.S. Treasury Secretary Janet Yellen speaks during a visit to the Financial Crimes Enforcement Network (FinCEN) in Vienna, Va., on Jan. 8, 2024. (AP Photo/Susan Walsh, File) Susan Walsh Listen now and subscribe: Apple Podcasts | Spotify | RSS Feed | SoundStack | All Of Our Podcasts The news came after Democratic President Joe Biden signed a bill into law last week that averted a government shutdown but did not include Republican President-elect Donald Trump’s core debt demand to raise or suspend the nation’s debt limit. Congress approved the bill only after a fierce internal debate among Republicans over how to handle Trump's demand. “Anything else is a betrayal of our country,” Trump said in a statement. After a protracted debate in the summer of 2023 over how to fund the government, policymakers crafted the Fiscal Responsibility Act, which included suspending the nation's $31.4 trillion borrowing authority until Jan. 1, 2025. Notably however, Yellen said, on Jan. 2 the debt is projected to temporarily decrease due to a scheduled redemption of nonmarketable securities held by a federal trust fund associated with Medicare payments. As a result, “Treasury does not expect that it will be necessary to start taking extraordinary measures on January 2 to prevent the United States from defaulting on its obligations," she said. The federal debt stands at about $36 trillion — after ballooning across both Republican and Democratic administrations. The spike in inflation after the COVID-19 pandemic pushed up government borrowing costs such that debt service next year will exceed spending on national security. Republicans, who will have full control of the White House, House and Senate in the new year, have big plans to extend Trump's 2017 tax cuts and other priorities but are debating over how to pay for them. Many consumers may remember receiving their first credit card, either years ago in a plain envelope, or months ago from a smartphone app. Still other consumers may remember their newest card, maybe because it's the credit card they're now using exclusively to maximize cash back rewards or airline miles. But for most consumers, there's also a murky in-between where they add, drop and generally accumulate credit cards over time. Over the years, consumers may close some credit card accounts or leave some of their credit cards dormant as a backup form of payment, or perhaps left forgotten in a desk drawer. In the data below, Experian reveals the changes in consumers wallets in recent years. Average Number of Cards Has Declined Since 2017 U.S. consumers, on average, carry fewer cards today than they did in 2017, when the typical wallet held 4.2 active credit cards. As of the third quarter (Q3) of 2023, consumers carried 3.9 cards on average. This average is up slightly since the early days of the pandemic, when consumers reduced their average credit card debt and number of accounts as the economy slowed. Canva As Experian revealed earlier this year, credit card balances are still climbing, despite (and partially because of) higher interest rates. And while average balances are increasing, they are spread across fewer accounts than in recent years. Alternative financing—including buy now, pay later plans for purchases—may account for at least some of this discrepancy, as consumers gravitate toward these newer financing methods. Residents of More Populous States Have More Credit Cards on Average In general, residents of higher-population states tend to carry more credit cards than those who live in states with fewer and smaller population centers. Nonetheless, the difference between the states is relatively small. Considering that the national average is around four credit cards per consumer, the four states with the fewest cards per consumer (Alaska, South Dakota, Vermont and Wyoming) aren't appreciably different, with "only" about 3.3 credit cards per consumer. Experian Similarly, the four states on the higher end of the scale where consumers have 4.2 or more credit cards are Connecticut, Delaware, Florida, New Jersey and Rhode Island. Older Consumers Have More Active Credit Cards on Average The disparity in average credit card counts is more apparent when the population is segmented by age, thanks in part to Generation Z, many of whom have yet to receive their first credit card. The average number of credit cards for these consumers was two, less than half of what older generations keep on hand. Experian
Vancouver-based bookkeeping service Bench Accounting has announced its sudden closure, potentially putting hundreds of staff out of work. The company that has described itself as North America’s largest bookkeeping service for small businesses says on its website in a “notice of closure” dated Friday that the platform is “no longer accessible.” The statement acknowledges that the closure is “abrupt and may cause disruption,” and says the firm is committed to helping customers “navigate through the transition.” Bench has previously said it had more than 600 employees and had received investor funding of US$113 million. It said it moved to Vancouver and changed its name to Bench in 2013, having started out in 2012 as 10sheet Inc in the U.S. Calls to Bench’s Vancouver office went to voice mail and did not immediately receive a response. But the company’s former CEO and co-founder Ian Crosby released a statement on social media on Friday, saying he was “very sad” about the closure. Crosby, who said he was ousted by the company’s board about three years ago, said there was a lesson in the fate of the company. “I hope the story of Bench goes on to become a warning for VCs (venture capitalists) that think they can ‘upgrade’ a company by replacing the founder. It never works,” he said. The University of British Columbia Sauder Business School alumni said he had been avoiding speaking publicly about Bench since his exit, but wanted to make a statement in light of the company’s demise. He said that in 2021 he had been battling with some board members over their strategy for a “new direction” that he thought was a “very bad idea.” “Rather than continuing to fight with me, they opted to just replace me, thinking that they could run the company better themselves,” he said. “I was totally convinced that their approach would destroy the company. I opted to resign rather than fight.” Other bookkeeping companies were quick to reach out to Bench’s former clients, with rivals such as Acuity and Better Bookkeeping making reference to Bench’s closure in social media pitches. A spokeswoman for B.C.‘s jobs ministry said they were looking into a request for comment. This report by The Canadian Press was first published Dec. 27, 2024.
Suitcase killer Sarah Boone sentenced to life for boyfriend’s murder
Concerns raised about NHS Grampian ‘intolerable’ risks three months agoA judge has once again rejected Musk’s multi-billion-dollar Tesla pay package. Now what?
By TOM KRISHER, Associated Press DETROIT (AP) — For a second time, a Delaware judge has nullified a pay package that Tesla had awarded its CEO, Elon Musk, that once was valued at $56 billion. On Monday, Chancellor Kathaleen St. Jude McCormick turned aside a request from Musk’s lawyers to reverse a ruling she announced in January that had thrown out the compensation plan. The judge ruled then that Musk effectively controlled Tesla’s board and had engineered the outsize pay package during sham negotiations . Lawyers for a Tesla shareholder who sued to block the pay package contended that shareholders who had voted for the 10-year plan in 2018 had been given misleading and incomplete information. In their defense, Tesla’s board members asserted that the shareholders who ratified the pay plan a second time in June had done so after receiving full disclosures, thereby curing all the problems the judge had cited in her January ruling. As a result, they argued, Musk deserved the pay package for having raised Tesla’s market value by billions of dollars. McCormick rejected that argument. In her 103-page opinion, she ruled that under Delaware law, Tesla’s lawyers had no grounds to reverse her January ruling “based on evidence they created after trial.” On Monday night, Tesla posted on X, the social media platform owned by Musk, that the company will appeal. The appeal would be filed with the Delaware Supreme Court, the only state appellate court Tesla can pursue. Experts say a ruling would likely come in less than a year. “The ruling, if not overturned, means that judges and plaintiffs’ lawyers run Delaware companies rather than their rightful owners — the shareholders,” Tesla argued. Later, on X, Musk unleashed a blistering attack on the judge, asserting that McCormick is “a radical far left activist cosplaying as a judge.” Legal authorities generally suggest that McCormick’s ruling was sound and followed the law. Charles Elson, founding director of the Weinberg Center for Corporate Governance at the University of Delaware, said that in his view, McCormick was right to rule that after Tesla lost its case in the original trial, it created improper new evidence by asking shareholders to ratify the pay package a second time. Had she allowed such a claim, he said, it would cause a major shift in Delaware’s laws against conflicts of interest given the unusually close relationship between Musk and Tesla’s board. “Delaware protects investors — that’s what she did,” said Elson, who has followed the court for more than three decades. “Just because you’re a ‘superstar CEO’ doesn’t put you in a separate category.” Elson said he thinks investors would be reluctant to put money into Delaware companies if there were exceptions to the law for “special people.” Elson said that in his opinion, the court is likely to uphold McCormick’s ruling. Experts say no. Rulings on state laws are normally left to state courts. Brian Dunn, program director for the Institute of Compensation Studies at Cornell University, said it’s been his experience that Tesla has no choice but to stay in the Delaware courts for this compensation package. The company could try to reconstitute the pay package and seek approval in Texas, where it may expect more friendlier judges. But Dunn, who has spent 40 years as an executive compensation consultant, said it’s likely that some other shareholder would challenge the award in Texas because it’s excessive compared with other CEOs’ pay plans. “If they just want to turn around and deliver him $56 billion, I can’t believe somebody wouldn’t want to litigate it,” Dunn said. “It’s an unconscionable amount of money.” Almost certainly. Tesla stock is trading at 15 times the exercise price of stock options in the current package in Delaware, Morgan Stanley analyst Adam Jonas wrote in a note to investors. Tesla’s share price has doubled in the past six months, Jonas wrote. At Monday’s closing stock price, the Musk package is now worth $101.4 billion, according to Equilar, an executive data firm. And Musk has asked for a subsequent pay package that would give him 25% of Tesla’s voting shares. Musk has said he is uncomfortable moving further into artificial intelligence with the company if he doesn’t have 25% control. He currently holds about 13% of Tesla’s outstanding shares.US ahead in AI innovation
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